No. You deposit money, watch it grow, and withdraw. We handle everything behind the scenes.
Is this a bank?
No. Banks pay you almost nothing because they use your money their way. Here, your money earns more but it's not government-insured. That's the tradeoff.
What are the risks?
The system could have a bug. The stablecoin could lose value. These are unlikely but possible. Never deposit money you can't afford to lose.
Is this like Luna/UST?
No. Luna collapsed because it wasn't backed by real money. USDC is—every dollar is held in reserve and audited monthly.
What currency are my savings in?
Your money is converted to USDC, a stablecoin pegged 1:1 to the US dollar. This means your balance is in dollars. If the dollar weakens against your local currency, your returns may be lower when you withdraw.
How much can I earn?
4-7% per year. Rates change based on demand,some weeks higher, some lower. You'll always see your current rate in the app.
Is my money locked?
No. Withdraw anytime, no fees, no lockups.
How can I verify everything?
You get a public link to your account. Click it anytime to see every deposit, earning, and withdrawal, recorded permanently.
See exactly where your money is. Anytime.
Every transaction is publicly recorded. Check your balance, your earnings, your history, whenever you want.
What you get
A simple way to earn 4-7% on your savings. Your money stays in your control, we never hold it. You check in when you want, watch it grow, and withdraw whenever you need to. Every transaction is visible to you.
Why people are switching
Earn 10-14x more
4-7% APY vs 0.5% sitting in your bank
Set it and forget it
Deposit once. Earnings add up automatically.
Your money, your control
It stays in your account, not ours. We literally can't move it.
Nothing hidden
See every transaction. Know exactly what's happening.
No learning curve
You see a balance and earnings. That's it.
What if something goes wrong?
Real people answer. We're a team based in Italy—email info@unflat.eu and hear back within 24 hours.
Important: This isn't a bank account. It's higher reward, but also higher risk. If the underlying system fails, you could lose money. Only deposit what you can afford to lose.
