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Website Terms of Use

(Pre-Launch / Waiting List Phase)

Last Updated: January 2026

1. Introduction

Welcome to the unflat website (the "Website"), accessible at www.unflat.finance. These Website Terms of Use ("Terms") govern your access to and use of this Website.

The Website is operated by unflat S.r.l., a company in the process of incorporation under the laws of Italy ("unflat", "we", "us", or "our").

Contact: info@unflat.eu

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.

2. Website Purpose: Pre-Launch Phase

The unflat mobile application (the "App") is currently under development and has not yet launched. This Website serves solely to:

  • Provide general information about the planned unflat App;
  • Allow interested users to register for a waiting list;
  • Collect email addresses for marketing communications (with your consent).

Through this Website, unflat does not currently offer any financial services, investment services, payment services, cryptocurrency services, or any other services. The Website is for informational and marketing purposes only.

3. Waiting List

You may register for our waiting list by providing your email address. Registration is voluntary, free of charge, and does not guarantee access to the App or any benefits.

The waiting list is hosted by GetWaitlist (getwaitlist.com), a third-party service provider.

Promotional incentives (such as yield boosts) offered to early registrants are illustrative only, do not constitute binding offers, and may be modified or cancelled at unflat's discretion.

4. Important Disclaimers

4.1 No Financial Advice

Nothing on this Website constitutes financial, investment, legal, or tax advice. Information about potential yields (such as "4-7% APY") is illustrative only and does not guarantee future results.

4.2 Regulatory Status

unflat is not a bank, investment firm, payment service provider, or any other regulated financial institution. unflat is not authorised or supervised by Banca d'Italia, CONSOB, or any financial regulatory authority.

4.3 Risk Warning

The planned App will interface with decentralised finance (DeFi) protocols, which involve significant risks including the potential total loss of your assets. Please see our Risk Disclosure.

4.4 No Guarantee of Launch

unflat reserves the right to modify, delay, or cancel the App launch at any time. Registration on the waiting list creates no obligation for unflat.

5. Intellectual Property

All content on this Website is the property of unflat or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Limitation of Liability

To the maximum extent permitted by law, this Website is provided "AS IS" without warranties. unflat shall not be liable for any damages arising from your use of or inability to use this Website.

If you are a consumer under the Italian Consumer Code (D.Lgs. 206/2005), nothing in these Terms limits liability for fraud, gross negligence, or any mandatory rights that cannot be waived under Italian or EU law.

7. Privacy

Your use of this Website is subject to our Privacy Policy. Please review it before providing any personal information.

8. Governing Law and Jurisdiction

These Terms are governed by the laws of Italy. Disputes shall be subject to the exclusive jurisdiction of the Court of Milan, without prejudice to any mandatory consumer forum rights.

EU consumers may use the Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr

9. Contact

unflat S.r.l.
Email: info@unflat.eu
Website: www.unflat.finance

unflat

Patience pays. Transparency proves it.

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Disclaimer: unflat is a technology platform and is not a bank or a broker-dealer. Funds deposited through unflat are not FDIC insured and may be subject to risk, including loss of principal. Rates or earnings mentioned are variable, not guaranteed, and subject to change. Nothing on this site constitutes financial, investment, legal, or tax advice.

© 2026 unflat. All rights reserved.